Buy a Home
An Evolution Sales Associate can help you through the entire process of buying a home, starting with the mortgage and continuing right through closing – and beyond. He or she can help you shop for the best interest rate and terms and, if you wish, suggest mortgage lenders.
Why You Should Use a REALTOR in Your Home Search
Buying a home is probably the largest investment you will make in your lifetime. Having an experienced, knowledgeable Evolution professional representing you in this transaction just makes good sense. Buying a home is not like buying a car, a mutual fund or other commodity. It can be a life-changing event. EVOLUTION agents fully understand the real estate process – and just as important, they understand your local market.
Of course they know the right steps to take, but they can also help you avoid a mis-step in your home purchase. If a new freeway is going to be built a few blocks away, they will probably know it. If you are unsure about school districts, they will be able to direct you to the answers. If you are unsure of a builder’s reputation, they will know how you can confirm it.
Your EVOLUTION Sales Associate also performs another important function: minimizing the emotion involved in a home transaction. You may be in love with a home, but your agent can point out factors that might not make it right for you.
Get Pre-approved for a Loan
Obtain a copy of your credit report and your FICO score and, if Credit repair is necessary, Evolution can guide you the right people to help improve your score. The higher your FICO score, the better interest rate you can command. You can get this information online; your Evolution agent can also help you contact several lenders and determine which one will give you the best deal.
Determine Your Price Range and Location
By now you should have a good idea of how much home you can afford. This helps you narrow down your home search. You should also begin researching the neighborhoods and or school districts in which you might want live within. Your Evolution agent can help.
Decide which amenities and features you must have
How many bedrooms and bathrooms do you want? Single level or more? Would you prefer a newer home or an older one? Would you consider a fixer upper? Is an updated kitchen important to you? Walk-in closets? Swimming pool and or spa? Which features would you be willing to give up if you find the otherwise-perfect home? All very important questions your Evolution real estate agent has!